Personalized payment plans
Financing
- We get that owning a cold plunge is an investment. Let us make it easier for you. With our flexible payment options, you can dive in and enjoy the benefits while spreading the cost over time.
- In addition to our financing plans, be sure to explore our HSA/FSA funding options as well as discounts for military personnel, healthcare workers, and first responders.
Residential Cold Plunges
Pay over time with Shop Pay, powered by Affirm — select at checkout.
Commercial Cold Plunges
Apply for financing with Credit Key during checkout.
Say goodbye to lengthy approval processes and paperwork—Credit Key’s digital application is quick and seamless.
Get an instant decision for a business line of credit up to $50K and pay it back on your terms.
Enjoy 0% interest for the first 30 days and as low as 1% after. No setup fees or other hidden fees. Applying will not impact your credit score. Learn more about Credit Key.
- Flexible payment plans: Choose from various installment options to fit your budget.
- Quick decision: Get approved in minutes for a seamless shopping experience.
- No hidden fees: Transparent terms with no surprise charges.
- Prequalification: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.
Frequently asked questions
How do I get approved for 0% APR financing?
To qualify for 0% APR financing, you need a good credit score, stable income, and a low debt-to-income ratio. Affirm will determine your eligibility instantly. Once approved, you can split your purchase into monthly payments.
Will Affirm affect my credit score?
Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
What if I don’t see Affirm at checkout?
Thousands of stores offer Affirm as a payment option at checkout. But if you don’t see us at checkout, you can still pay over time. Just download the Affirm app (or sign in at affirm.com), tell us where you’re shopping, and we’ll give you a one-time-use virtual card you can use to complete your purchase online or in stores. Then, pay us back over time.
Does Affirm charge interest and fees?
Affirm never charges late fees, prepayment fees, annual fees, or account fees. Your payment plan may include interest depending on the option you choose, your purchase amount, and eligibility. The interest rate is locked in at checkout. It will never increase, and there are no hidden costs. Some plans offer 0% APR, so you pay only the purchase price split across installments.
DISCLAIMER
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required. State notices to consumers at https://www.affirm.com/licenses.
For example: A $5,000 purchase could be split into 12 monthly payments of $451.29 at 15% APR, or 4 interest-free payments of $1,250 every 2 weeks.
Let Us Help You!
Let Us Help You! - Speak with a US-Based Product Specialist
Call us at +1 (888) 414-7363
