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0% APR Financing for up to 24 Months*

Free US Shipping on All Cold Plunges

Personalized payment plans to suit your budget.

Financing

We get that owning a cold plunge is an investment. Let us make it easier for you. With our flexible payment options, you can dive in and enjoy the benefits while spreading the cost over time.

In addition to our financing plans, be sure to explore our HSA/FSA funding options as well as discounts for military personnel, healthcare workers, and first responders.

0% APR financing for up to 24 months*

0% APR financing for up to 24 months*

How do we make it easier?

  • Flexible payment plans: Choose from various installment options to fit your budget.

  • Quick decision: Get approved in minutes for a seamless shopping experience.

  • No hidden fees: Transparent terms with no surprise charges.

  • No Credit Impact for Prequalification: Check your eligibility without affecting your credit score.

FAQ

How do I get approved for 0% APR financing?

To qualify for 0% financing, you need a good credit score, stable income, and a low debt-to-income ratio. Affirm will determine your eligibility instantly. Once approved, you can split your purchase into monthly payments.

What if I don’t see Affirm at checkout?

Thousands of stores offer Affirm as a payment option at checkout. But if you don’t see us at checkout, you can still pay over time. Just download the Affirm app (or sign in at affirm.com), tell us where you’re shopping, and we’ll give you a one-time-use virtual card you can use to complete your purchase online or in stores. Then, pay us back over time.

Will Affirm affect my credit score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Does Affirm charge interest and fees?

Affirm wont charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

DISCLAIMER

*Rates range from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses. Installments in partnership with Affirm

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